Replacing your roof anyway? Build it to a standard someone else checks.
A FORTIFIED Roof™ strengthens the deck, edges and water protection beyond standard installation requirements, and an independent evaluator reviews the work. UNDERCOVER holds an IBHS FORTIFIED designation and is trained to install to the standard. [CONFIRM: exact credential name + ID]
- 5.0 Google rating
- CertainTeed ShingleMaster
- 10-yr workmanship warranty
What homeowners ask about FORTIFIED.
Including what it isn’t.
What is a FORTIFIED Roof?
A roof built and documented to the FORTIFIED Home™ standard from the Insurance Institute for Business & Home Safety (IBHS), a nonprofit research organization. An independent evaluator reviews the documentation, and IBHS issues a designation for that home if it meets the standard.
Is every UNDERCOVER roof FORTIFIED?
No. It’s an upgrade you choose, and a standard UNDERCOVER roof is not a FORTIFIED Roof. When you choose the upgrade, we build and document it to the standard, and IBHS decides whether your roof earns the designation.
What actually changes?
A sealed deck, ring-shank deck nailing at tight spacing, stronger edges and flashing to the standard’s details. See the difference
Will it lower my insurance?
It might. Some carriers offer discounts or other benefits for homes with a FORTIFIED designation; it depends on your carrier and your state. Ask your agent. We can’t promise savings.
What does it cost?
More than a standard replacement. [TYPICAL PRICE DIFFERENCE — from real UNDERCOVER jobs, only if you want it published] Ask us to price it both ways and you’ll see the difference line by line. See financing options
Most of the difference is underneath.
From the street it looks like any well-built roof. The upgrade is in the deck, the nails, the edges and the details.
| Component | Typical re-roof | FORTIFIED Roof |
|---|---|---|
| Roof deck | Seams open under the underlayment | Sealed: seams taped, or an approved full-deck membrane or underlayment method |
| Deck nailing | Often the existing nails | 8d ring-shank nails, 4″ on center |
| Drip edge | Fastened at wider intervals | Over underlayment, fastened 4″ on center, staggered |
| Shingles | Varies by product | High-wind-rated products, installed to the standard |
| Flashing & vents | Varies by contractor | Installed to FORTIFIED details |
| Verification | The contractor’s own inspection | Independent evaluator review + IBHS designation certificate |
Source: simplified summary of the 2025 FORTIFIED Home™ Standard (re-roofing), which applies to roofs permitted or installed on or after November 1, 2025. Full requirements at fortifiedhome.org.

- 1Tape over a seam between deck sheets, running up the slope.
- 2Tape over a seam running across the slope. Every seam gets sealed, so water can’t get in through the deck if shingles blow off.
FORTIFIED roofs we’ve built.
Four Lexington homes, built to the FORTIFIED standard. Drag the handle, or use the arrow keys, to compare before and after.


Lexington, KYFORTIFIED roof · SKH grantCompleted Aug 2026
FORTIFIED roof
Weathered brown shingles torn off to the deck. New charcoal roof with synthetic underlayment, new drip edge and new chimney flashing.


Lexington, KYFORTIFIED roof · SKH grantCompleted Sep 2026
FORTIFIED roof
Worn gray roof replaced on a two-story home: deck checked, new drip edge, new roof vents and chimney chase flashing.


Lexington, KYFORTIFIED roof · SKH grantCompleted Sep 2026
FORTIFIED roof
Old plank decking found at tear-off and covered with new OSB, then underlayment and drip edge.


Lexington, KYFORTIFIED roof · SKH grantCompleted Jul 2026
FORTIFIED roof
Deck checked, every deck seam taped to seal it, new pipe-boot flashing and a new roof.
Every layer, photographed

Deck exposed after tear-offLexington, KY · Aug 2026 
Underlayment over the deckLexington, KY · Aug 2026 
New drip edge at the eaveLexington, KY · Aug 2026 
New chimney flashingLexington, KY · Aug 2026
A Kentucky grant toward a FORTIFIED roof.
Each of our Strengthen Kentucky Homes clients received a $10,000 grant toward a FORTIFIED roof.
Grant availability, eligibility, and amounts are set by the program and can change.
Round 1 applications closed Oct 1, 2026. Future rounds may open, and we’ll help you get ready when they do.
FORTIFIED isn’t a sales term. It’s a designation.
Not every UNDERCOVER roof is a FORTIFIED Roof. When you choose the upgrade, we build and document it to the standard, and IBHS decides whether your roof earns the designation.
Built to the standard. Checked by someone else.
Every required step is photographed, because the evaluator needs to see it too.
Priced both ways
Standard and FORTIFIED, line by line, so the choice is yours.
Written proposalDeck fastened and sealed
Ring-shank nailing at the standard’s spacing; seams taped or an approved full-deck method.
Each step photographedEdges, flashing, shingles
Drip edge over underlayment, starter and edge shingles set to resist uplift, flashing to FORTIFIED details.
Each step photographedIndependent review
We submit the documentation for review by an independent FORTIFIED evaluator.
Submission recordDesignation
IBHS decides. If your roof earns it, you receive the certificate for your records, your insurer and future buyers.
IBHS certificate
Rated 5.0 on Google.
The same inspection, communication and cleanup homeowners review us for, on every service.
Short answers.
- Does a FORTIFIED Roof look different?
- No. From the street it looks like any well-built roof. The difference is underneath.
- Who issues the certificate?
- IBHS, after an independent evaluator reviews the documentation. We don’t issue it.
- Is FORTIFIED only for storm claims?
- No. It can be built on a planned replacement too. Whether your home qualifies depends on the standard’s requirements, which we check at the inspection.
Replacing your roof soon?
Ask us to price it standard and FORTIFIED. We’ll show you the difference line by line.
- NextWe call you to confirm a time. [RESPONSE WINDOW]
- HoursMon–Sat, 8am–5pm
Prefer to call? (859) 300-0710
Thanks. We’ve got it.
Here’s what happens next.
- 1We call you to confirm a time.
- 2One of us inspects the roof and photographs every finding.
- 3You get a photo report and a straight answer.
Questions before then? Call (859) 300-0710.
Planning ahead? Financing is available through Hearth. See financing options